{"id":1375,"date":"2026-01-27T08:00:10","date_gmt":"2026-01-27T08:00:10","guid":{"rendered":"https:\/\/kensmartips.com\/finance\/?p=1375"},"modified":"2026-01-27T08:00:10","modified_gmt":"2026-01-27T08:00:10","slug":"7-money-lessons-i-wish-knew-in-my-20s-the-step-by-step-guide-to-build-financial-freedom-faster","status":"publish","type":"post","link":"https:\/\/kensmartips.com\/finance\/?p=1375","title":{"rendered":"7 Money Lessons I Wish Knew in My 20s! (The Step-by-Step Guide to Build Financial Freedom Faster)"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/ARf0RQ1HkaM\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Did anyone ever teach you about money when you were younger?<\/p>\n<p>What\u2019s one money mistake you made in your 20s?<\/p>\n<p>Today, Jay shares the financial lessons he wishes he knew in his twenties. Insights that don\u2019t just change how you handle money, but how you understand it. Jay reveals that most people aren\u2019t actually bad with money, they were simply never taught how to build a healthy, secure relationship with it.<\/p>\n<p>Jay explains how these dynamics affect our financial habits, emphasizing that real financial security begins with mindset and choices, not income. From challenging inherited money beliefs to addressing debt with clarity rather than fear, this episode offers a roadmap to move from financial stress to financial stability.<\/p>\n<p>In this episode, you&#8217;ll learn:<br \/>\nHow to Shift from Avoiding Money to Owning It<br \/>\nHow to Build a Secure Relationship with Money<br \/>\nHow to Invest in Knowledge Before Assets<br \/>\nHow to Break Free from Financial Programming<br \/>\nHow to Simplify Your Finances When Overwhelmed<\/p>\n<p>Wealth isn\u2019t about looking rich, it\u2019s about living with intention, respecting yourself, and aligning your money with purpose.<\/p>\n<p>With Love and Gratitude,<br \/>\nJay Shetty<\/p>\n<p>Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.<\/p>\n<p>Check out our Apple subscription to unlock bonus content of On Purpose! https:\/\/lnk.to\/JayShettyPodcast  <\/p>\n<p>What We Discuss:<br \/>\n00:00 Intro<br \/>\n01:01 Is It Too Late to Learn Financial Literacy?<br \/>\n04:18 Myth: Money is the Root of All Evil<br \/>\n05:31 #1: It&#8217;s About Good Decisions, Not Income<br \/>\n08:20 #2: You Can&#8217;t Save What You Don&#8217;t Have<br \/>\n11:26 #3: Buying More Won\u2019t Build Wealth<br \/>\n17:14 #4: Don&#8217;t Avoid Debt Education<br \/>\n18:25 #5: You&#8217;re Not Lazy You\u2019re Just Overwhelmed<br \/>\n19:56 #6: Where Did You Get Your Money Beliefs?<br \/>\n23:52 #7: Generosity Multiplies Wealth<\/p>\n<p>Episode Resources:<\/p>\n<p>https:\/\/www.instagram.com\/jayshetty<br \/>\nhttps:\/\/www.facebook.com\/jayshetty\/<br \/>\nhttps:\/\/x.com\/jayshetty<br \/>\nhttps:\/\/www.linkedin.com\/in\/shettyjay\/<br \/>\nhttps:\/\/www.youtube.com\/@JayShettyPodcast<br \/>\nhttp:\/\/jayshetty.me<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did anyone ever teach you about money when you were younger? What\u2019s one money mistake you made in your 20s? [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":1376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kensmartips.com\/finance\/?p=1375\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Money Lessons I Wish Knew in My 20s! 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