{"id":1770,"date":"2026-06-01T07:19:29","date_gmt":"2026-06-01T07:19:29","guid":{"rendered":"https:\/\/kensmartips.com\/finance\/?p=1770"},"modified":"2026-06-01T07:19:29","modified_gmt":"2026-06-01T07:19:29","slug":"the-best-financial-advice-you-will-ever-receive-4-money-rules-that-will-change-your-life","status":"publish","type":"post","link":"https:\/\/kensmartips.com\/finance\/?p=1770","title":{"rendered":"The Best Financial Advice You Will Ever Receive: 4 Money Rules That Will Change Your Life"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/pQjlJud3Tlw\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>If you\u2019ve ever felt stressed, confused, ashamed, or behind when it comes to money, this episode is for you. <\/p>\n<p>Whether you\u2019re living paycheck\u2011to\u2011paycheck, trying to pay off debt, building credit, wondering how you\u2019ll ever afford a home, or doing \u201cokay\u201d but still feeling anxious about the future, this episode will show you exactly what to do next. <\/p>\n<p>This episode delivers the most important money advice you need to hear right now. <\/p>\n<p>It will teach you the 4 essential rules of money &#8211; the skills no one ever taught you, but everyone needs to build financial freedom. <\/p>\n<p>And it\u2019s your guide to taking control of your money: how to make it, how to save, and how to invest no matter where you\u2019re starting from. <\/p>\n<p>And it\u2019s not about how much you earn.<br \/>\nIt\u2019s about learning how money actually works. <\/p>\n<p>Today, Mel shares the best money advice from four of the most trusted and influential experts in personal finance. <\/p>\n<p>Tiffany Aliche, known as The Budgetnista, is a New York Times bestselling author who has helped millions of people save money, manage their finances, and pay off massive amounts of debt. <\/p>\n<p>David Bach is a 10\u2011time New York Times bestselling author and the creator of The Automatic Millionaire, who will show you how small, automatic daily habits can turn into millions over time. <\/p>\n<p>Ramit Sethi is a New York Times bestselling author, the creator of I Will Teach You to Be Rich, and the host of Netflix\u2019s How to Get Rich, is going to simplify money into four clear buckets. <\/p>\n<p>Morgan Housel is the bestselling author of The Psychology of Money and one of the most respected financial thinkers in the world, and today he will help you understand the emotional and psychological forces that drive financial decisions.<\/p>\n<p>In this episode, you\u2019ll learn:<br \/>\n&#8211; The 4 money rules that determine whether you build wealth or stay stuck &#8211; no matter what you earn<br \/>\n&#8211; The #1 mistake that\u2019s quietly keeping people broke<br \/>\n&#8211; How to stop guessing where your money is going and finally take control<br \/>\n&#8211; The simple habits that make saving, spending, and investing feel easier<br \/>\n&#8211; Why you can start feeling better about your life before you\u2019re debt\u2011free<\/p>\n<p>After listening, you\u2019ll walk away with a clear plan, a healthier relationship with money, and the confidence to make smarter financial decisions starting today.<br \/>\nIf you loved this episode, you\u2019ll definitely want to listen to the full conversations with each of the financial experts you heard from today:<br \/>\nTiffany Aliche: https:\/\/youtu.be\/x6S63406raY?si=oHCTuRiCEcmSRBnw<\/p>\n<p>Rami Sethi: https:\/\/youtu.be\/yHuXPsw6h7Y?si=y3G-_bxx-prjOhtL<\/p>\n<p>David Bach: https:\/\/youtu.be\/uysZfSEmeRE?si=-QTisLImWdSRyGZ7<\/p>\n<p>Morgan Housel: https:\/\/youtu.be\/Ai4iNmW2A1c?si=W5ET2Acwnbbu79Sz<\/p>\n<p>For more resources related to today\u2019s episode, click here for the podcast episode page: https:\/\/www.melrobbins.com\/episode\/episode-386\/<\/p>\n<p>Follow The Mel Robbins Podcast on Instagram: https:\/\/www.instagram.com\/themelrobbinspodcast <\/p>\n<p>I\u2019m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I\u2019ll see you in the next episode. <\/p>\n<p>In this episode:<br \/>\n00:00 Intro<br \/>\n01:46 The Only 4 Money Rules You Need<br \/>\n06:03 How to Start Budgeting When You Don\u2019t Know Where to Begin<br \/>\n08:43 4 Steps to Create a Budget<br \/>\n14:34 The Biggest Budgeting Mistake You\u2019re Making<br \/>\n19:29 How to Take Control of Your Finances<br \/>\n21:11 The Personal Spending Plan That Actually Works<br \/>\n26:06 Why Am I So Bad With Money?<br \/>\n28:56 Can I Live a Happy Life Without Money?<br \/>\n33:03 How to Start Saving and Building Money Starting with Nothing<br \/>\n35:35 How to Invest When You&#8217;re Living Paycheck to Paycheck<br \/>\n43:02 What is an Automatic Economy?<br \/>\n48:45 Stop Wasting Money: The Subscriptions You Need to Cancel Today<br \/>\n52:48 How To Build a Healthy Relationship With Money<br \/>\n59:03 Summary: The 4 Money Rules You Need<\/p>\n<p>\u2014<br \/>\nFollow Mel:<br \/>\nInstagram: https:\/\/www.instagram.com\/melrobbins\/<br \/>\nTikTok: http:\/\/tiktok.com\/@melrobbins<br \/>\nFacebook: https:\/\/www.facebook.com\/melrobbins<br \/>\nLinkedIn: https:\/\/www.linkedin.com\/in\/melrobbins<br \/>\nWebsite: http:\/\/melrobbins.com\u200b<br \/>\n\u2014<br \/>\nSign up for Mel\u2019s newsletter: https:\/\/melrob.co\/sign-up-newsletter<br \/>\nA note from Mel to you, twice a week, sharing simple, practical ways to build the life you want.<br \/>\n\u2014<br \/>\nSubscribe to Mel\u2019s channel here: https:\/\/www.youtube.com\/melrobbins\u200b?sub_confirmation=1<br \/>\n\u2014<br \/>\nListen to The Mel Robbins Podcast \ud83c\udfa7 New episodes drop every Monday &amp; Thursday!<br \/>\nhttps:\/\/melrob.co\/spotify<br \/>\nhttps:\/\/melrob.co\/applepodcasts<br \/>\nhttps:\/\/melrob.co\/amazonmusic<br \/>\n\u2014<br \/>\nLooking for Mel\u2019s books on Amazon? Find them here:<\/p>\n<p>The Let Them Theory: https:\/\/amzn.to\/3IQ21Oe<br \/>\nThe Let Them Theory Audiobook: https:\/\/amzn.to\/413SObp<br \/>\nThe High 5 Habit: https:\/\/amzn.to\/3fMvfPQ<br \/>\nThe 5 Second Rule: https:\/\/amzn.to\/4l54fah<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve ever felt stressed, confused, ashamed, or behind when it comes to money, this episode is for you. 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