{"id":1946,"date":"2026-07-26T07:10:37","date_gmt":"2026-07-26T07:10:37","guid":{"rendered":"https:\/\/kensmartips.com\/finance\/?p=1946"},"modified":"2026-07-26T07:10:37","modified_gmt":"2026-07-26T07:10:37","slug":"these-money-moves-feel-like-financial-cheat-codes","status":"publish","type":"post","link":"https:\/\/kensmartips.com\/finance\/?p=1946","title":{"rendered":"These Money Moves Feel Like Financial Cheat Codes"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/u4gUETsBI3Y\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: https:\/\/bit.ly\/monarch-moneyguy<\/p>\n<p>Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven financial &#8220;cheat codes&#8221; that can dramatically improve your long-term finances\u2014from maximizing your 401(k) employer match and automating investments to optimizing your HSA, using a Backdoor Roth IRA, tax-loss harvesting, and following the Financial Order of Operations. These aren&#8217;t gimmicks\u2014they&#8217;re proven wealth-building strategies that many investors overlook. Whether you&#8217;re just getting started or optimizing your financial plan, these money moves can help you avoid costly mistakes and make every dollar work harder.<\/p>\n<p>Timestamps<br \/>\n00:00:00 Intro<br \/>\n00:00:34 Cheat Code #1: Get Your Employer Match<br \/>\n00:03:36 Cheat Code #2: Automate Your Investing<br \/>\n00:08:13 Cheat Code #3: Follow the Financial Order of Operations<br \/>\n00:11:21 Cheat Code #4: Optimize Your HSA<br \/>\n00:19:45 Monarch Ad Read<br \/>\n00:21:11 Cheat Code #5: Use a Backdoor Roth IRA<br \/>\n00:26:14 Cheat Code #6: Tax-Loss Harvesting<br \/>\n00:30:06 Cheat Code #7: Take Your Financial Relationship to the Next Level<br \/>\n00:34:36 Outro<\/p>\n<p>\ud83d\udd17 Financial Order of Operations \u2192 https:\/\/moneyguy.com\/resource\/financial-order-of-operations\/<br \/>\n\ud83d\udd17 How Much Should You Save? \u2192 https:\/\/moneyguy.com\/resource\/how-much-to-save\/<br \/>\n\ud83d\udd17 Ultimate Guide to 401(k)s \u2192 https:\/\/moneyguy.com\/guide\/401k\/<br \/>\n\ud83d\udd17 Money Guy&#8217;s Top Tax Planning Strategies \u2192 https:\/\/moneyguy.com\/guide\/taxes\/<br \/>\n\ud83d\udd17 8 Questions to Ask Your Financial Advisor \u2192 https:\/\/moneyguy.com\/resource\/8-questions-to-ask-your-financial-advisor\/<\/p>\n<p>\ud83c\udf93  Brian Preston (CFP\u00ae, CPA) and Bo Hanson (CFA\u00ae, CFP\u00ae) share professional insights to help you own your financial future.<\/p>\n<p>Jump start your journey with our FREE financial resources: https:\/\/moneyguy.com\/resources\/<\/p>\n<p>Subscribe on YouTube for early access and go beyond the podcast: https:\/\/www.youtube.com\/c\/MoneyGuyShow?sub_confirmation=1<\/p>\n<p>Connect with us on social media for more content: https:\/\/moneyguy.com\/link-in-bio\/<\/p>\n<p>Take the relationship to the next level and become a client: https:\/\/moneyguy.com\/become-a-client\/<\/p>\n<p>#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: https:\/\/bit.ly\/monarch-moneyguy Want [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":1947,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - 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