{"id":852,"date":"2025-07-03T08:58:39","date_gmt":"2025-07-03T08:58:39","guid":{"rendered":"https:\/\/kensmartips.com\/finance\/?p=852"},"modified":"2025-07-03T08:58:39","modified_gmt":"2025-07-03T08:58:39","slug":"spoiled-toxic-btch-financial-audit","status":"publish","type":"post","link":"https:\/\/kensmartips.com\/finance\/?p=852","title":{"rendered":"Spoiled. Toxic. B*tch. | Financial Audit"},"content":{"rendered":"<p><iframe loading=\"lazy\" width=\"480\" height=\"270\" src=\"\/\/www.youtube.com\/embed\/VE7ulA6EUNM\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<p>\u25b6 *FREE BONUS EPISODES* &#8211; I am personally paying for your Hammer *ELITE* subscription for the first month https:\/\/www.youtube.com\/channel\/UCLe_q9axMaeTbjN0hy1Z9xA\/join Sign up for *ELITE* and I&#8217;ll send you a digital gift card covering the $10 cost. In today&#8217;s post show, I call the husband&#8230; and it gets *INSANE*<\/p>\n<p>Submit proof of purchase at https:\/\/hammerelite.com for reimbursement.<\/p>\n<p>\u25b6\u25b6 *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* &#8211; check it out here and change your life: https:\/\/dollarwise.com\/dollarwise-central\/ plus you get the cookbook signed by me when you join!<\/p>\n<p>\u25b6\u25b6\u25b6Download the *DollarWise Budgeting App* today: *Apple:* https:\/\/apple.co\/4iChGhr *Google Play:* https:\/\/bit.ly\/sb-googleplay Don&#8217;t overcomplicate this crap! All you need is an automated \/ SIMPLE budget.<\/p>\n<p>\u25b6\u25b6\u25b6\u25b6 *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https:\/\/tally.so\/r\/3xzPq5<\/p>\n<p>Go to https:\/\/www.ro.co\/caleb to see if your insurance covers GLP-1s\u2014for free.<\/p>\n<p>\u25b6\u25b6\u25b6\u25b6\u25b6Download the *DollarWise Budgeting App* today: *Apple:* https:\/\/apple.co\/4iChGhr *Google Play:* https:\/\/bit.ly\/sb-googleplay<\/p>\n<p>\u25b6\u25b6\u25b6\u25b6\u25b6\u25b6 Watch this episode&#8217;s *POST* *SHOW* + get *MORE* Financial Audit here: https:\/\/www.youtube.com\/channel\/UCLe_q9axMaeTbjN0hy1Z9xA\/join<\/p>\n<p>___________________________________________<br \/>\n\u25b6EDUCATION:<\/p>\n<p>1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https:\/\/dollarwise.com\/dollarwise-central\/<\/p>\n<p>2. *The best budgeting program online: https:\/\/calebhammer.com\/budget<\/p>\n<p>3. Get my investing class and I\u2019ll give you a $100 towards investing: https:\/\/calebhammer.com\/investing<\/p>\n<p>4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https:\/\/calebhammer.com\/formula<\/p>\n<p>5. Everything you need for buying your first home to buy your first investment property:<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"ztUc7YPgnK\"><p><a href=\"https:\/\/calebhammer.com\/realestate\/\">Master Your Real Estate<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Master Your Real Estate&#8221; &#8212; Caleb Hammer\" src=\"https:\/\/calebhammer.com\/realestate\/embed\/#?secret=POZtCY5lPm#?secret=ztUc7YPgnK\" data-secret=\"ztUc7YPgnK\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>6. Get your own free Hammer Financial Score: https:\/\/www.calebhammer.com<\/p>\n<p>___________________________________________<br \/>\n\u25b6RESOURCES<\/p>\n<p>1. *I&#8217;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https:\/\/www.webull.com\/k\/Caleb and you get: *Cash bonus of $200 &#8211; $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.<\/p>\n<p>2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https:\/\/creator.sofi.com\/c\/5535481\/2068695\/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link<\/p>\n<p>3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https:\/\/coursecareers.com\/CalebHammer<\/p>\n<p>4. Get $20 from Acorns for free: sign up to get your bonus https:\/\/acorns.com\/caleb<\/p>\n<p>5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https:\/\/www.joinfizz.com\/caleb (paid ad)<\/p>\n<p>6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https:\/\/hellohelium.com\/<\/p>\n<p>7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https:\/\/aura.com\/hammer<\/p>\n<p>8. Get an exclusive HighLevel 30-day trial: https:\/\/gohighlevel.com\/calebhammer<\/p>\n<p>___________________________________________<br \/>\nChapters:<\/p>\n<p>00:00 Intro<br \/>\n07:07 thats a violation<br \/>\n16:37 the worst she can say is no<br \/>\n25:20 literally caught in 4K<br \/>\n39:16 calebs blood pressure is at its limits<br \/>\n51:58 dramatic vine boom<br \/>\n01:06:02 how is she so calm about everything<br \/>\n01:20:20 thank you so much caleb for cuddling the mic like that<\/p>\n<p>___________________________________________<br \/>\n\u25b6EXTRA<\/p>\n<p>1. Financial Audit Follow-Ups here: https:\/\/www.youtube.com\/@financialauditfollowups<\/p>\n<p>2. My socials: https:\/\/stan.store\/calebhammer<\/p>\n<p>3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http:\/\/calebhammer.com\/apply<br \/>\n___________________________________________<\/p>\n<p>\u25b6*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.<\/p>\n<p>\u25b6Sponsorship and business inquiries: business@calebhammer.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u25b6 *FREE BONUS EPISODES* &#8211; I am personally paying for your Hammer *ELITE* subscription for the first month https:\/\/www.youtube.com\/channel\/UCLe_q9axMaeTbjN0hy1Z9xA\/join Sign [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":853,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kensmartips.com\/finance\/?p=852\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Spoiled. 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