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⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
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*Chapters*
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00:00 Intro
01:12 Jobs & Income
03:32 And It Begins.. (He’s A Problem)
15:57 Shoutout Clash Of Clans
19:07 That’s F*cked Up
26:20 Please Do NOT Have Children With This Guy
32:50 Nothing Is Ever His Fault
37:45 Let’s Kick Him Out For A Bit
46:50 The Market Never Lies
52:32 Collections Left And Right… What A Joke
59:00 Hes So Manipulative
01:13:30 It’s All Adding Up (He’s Large)
01:19:50 That’s Not An Excuse
01:23:23 He’s Beyond Condescending
01:28:25 Budget!
01:31:27 Hammer Financial Score
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Want more content?
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🍿 Financial Audit Follow-Ups here: / @financialauditfollowups

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*Connect with me!*
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*Want to be a guest on Financial Audit?*
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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As we discussed in the introduction video to this series, making a budget to balance your finances is a great way to ensure you have money for the things you want. Financial Literacy—Making a Budget explains how to create a budget based on your income and expenses. This will help your kids learn how to use a spending plan in order to use their money wisely.

Budgeting is a great skill to have that will help you learn how to save for something you want to buy. A budget is a spending plan to based on your income and expenses. In other words, it estimates how much money your earn and spend over time. Expenses can be either fixed or variable. Fixed expenses are the same every time you have to pay them. Variable expenses, well, vary.

To make a budget, you have to look are how much money your earn or receive as gifts (income). Then you look at your expenses. Subtracting your expenses from your income gives you the amount of money you have left over to spend on something you want. You must be careful to watch out for unexpected expenses though, which can put a dent in that budge of yours!

We hope you and your student(s) enjoyed learning about the difference between a need and a want! If you want even more information, head over to our website and download one of our many free lesson plans about financial literacy, full of activities, worksheets, and more!

https://learnbright.org/lessons/math/financial-literacy-making-a-budget/
https://learnbright.org/lessons/math/introduction-to-financial-literacy/

What you will learn in Financial Literacy—Making a Budget:
0:00 Introduction
0:36 What is a budget?
1:34 How to make a budget—income
2:20 How to make a budget—fixed and variable expenses
3:40 Accounting for unexpected expenses and contingencies
4:41 Try it at home!

Thank you for watching and learning with us! We’re constantly releasing new content and videos, so click that “Subscribe” button and you’ll get notified.

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*Teachers and Parents! Did you know? In addition to these great videos, we have also created a library of high-quality and engaging lessons for your elementary aged student(s). Visit us and sign up for a free account, and you’ll instantly have access to thousands of lesson plans, learning materials, teaching instructions, activities, and assignments that your kids will really enjoy! We hope to see you soon!

Browse our entire collection of Math lesson plans:
https://learnbright.org/lessons/?filter_subject=math

#Budgeting
#FinancialLiteracy
#FinancialLiteracyForKids

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