Latest Promotion

Discover how to master Forex in easy steps that could transform your trading!

Latest Posts

September 7, 2025

OFFICIAL

How to Budget Money: The 50/30/20 Rule

September 7, 2025

OFFICIAL

Financial Management Explained in 11 minutes

What is Financial Management? Financial management is the process of planning, organizing, controlling, and monitoring financial resources to achieve an […]

September 6, 2025

OFFICIAL

Her Financial Advisor Is CHAT GPT?

▶ *FREE BONUS EPISODES* – I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign […]

September 6, 2025

OFFICIAL

What the August jobs report could mean for the Fed

The labor market added 22,000 non-farm payroll jobs in August, missing estimates of 75,000. EY chief economist Gregory Daco, UBS […]

September 5, 2025

OFFICIAL

RFK Jr exchange with Bernie Sanders during Senate Finance Committee hearing

After a week of fast-moving shakeups at the nation’s health agency, Health and Human Services Secretary Robert F. Kennedy Jr. […]

The One Simple Budgeting Method That Changed My Life

This budgeting method I talk about in today’s video really changed the way I view my own finances. It’s called the P&L Method, or running your life like you would a business. Every month, I have my own personal P&L sheet, and I’ve also created one for you guys so you can budget on your own today too.

The P&L Method Template: https://beacons.ai/humphreytalks/freedownloads

Please support this channel by checking out our partners:
🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang
🏆 WeBull UK: https://www.webull-uk.com/i/humphreyUK (Get up to 6 Free Stocks when you deposit ANY amount and maintain funds for 30 days)
💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply.

Follow me on social media:
Instagram — https://instagram.com/humphreytalks
Twitter — https://twitter.com/humphreytalks
TikTok — https://tiktok.com/@humphreytalks
Rickie (Editor) ➭ https://instagram.com/coldgamerick

RESOURCES:
💵 Free Guides / Templates: https://beacons.ai/humphreytalks/freedownloads
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
▶️ Join the Patreon Community ➭ https://whop.com/c/critical-wealth/ytd

💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey
👾 Join the Discord ➭ https://discord.gg/jF8dZySg59

Timestamps:
0:00 – Start Here
0:36 – Step 1: Being Aware
1:42 – Tracking Expenses Challenge
3:24 – Embarrassment & Finances
4:55 – 4 Things To Get Better
6:17 – THE BUDGETING METHOD
8:51 – Zero-Based Alternative
9:54 – How to Allocate Money
13:07 – Where People Get Stuck

PS: I am not a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

Share on