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Teaching Black Boys Financial Literacy Early — This Changes Everything #BlackExcellence #BlackWealth
Most people don’t learn this until they have to.
We teaching these boys now — bills, accounts, writing checks.
Big thanks to the City of Albany Utilities for going above and beyond to make this real for them. @NewEmergingKing
🎙 Powered by: Mind of Yaya
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Accountant Explains: 97.8% of What You Need to Know About Money
📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt
After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren’t what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the “Silent Tax” of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.
My products:
📶 Intentional Spending Tracker (free): https://nischa.me/ist
📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt
📙 Financial Wellbeing Toolkit: https://nischa.me/plan
Timestamps:
0:00 Intro (Money is a mindset, not math)
0:37 RULE 1: The “Silent Tax” (Inflation)
2:18 RULE 2: Saving vs. Investing
4:06 RULE 3: Compound Interest explained
5:51 RULE 4: Income vs. Net Worth
7:08 RULE: Good Debt vs. Bad Debt
8:50 RULE: The Tax Gap
9:27 Understanding tax brackets
10:04 How to get “Free Money” (Tax legalities)
10:50 Summary of the 6 Pillars
DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!
*T&C’s apply
